INVESTMENTS
Development of an investment strategy tailored to your profile and needs
• Evaluation of the current situation
• Establishment of a personalized investment plan
• Periodic revisions & reports
Mutual funds are offered by mutual fund representatives attached to SFL Investments, a financial services firm within Desjardins Financial Security Investments Inc.
PLANNING
Planning is the key to sound financial management. The plan is the structure that will result in the achievement of objectives.
• Balance Sheet / Budget
• Financial Projection
• Profitability analysis
• Tax deferral and minimization strategy
• Support for family and corporate trusts’ establishment
• Income, cash flow, personal / corporate taxes forecasts
FISCALITY
We evaluate each asset component in aiming to optimize the value of each dollar.
• Planning and reorganization
• Tax advice
• Scenario analysis
• Taxes (Q1/Q2/Q3)
• Tax audit
• Evaluation of risks and insurance coverage
We study every issue or obstacle to ensure a smooth transfer of assets to heirs.
• Analysis of wills and powers of attorney
• Calculation of tax impacts at death
• Supports the integration of testamentary trusts
• Follow-up of operations during estate settlement
Insurance is a risk management tool, but it is by using it in estate or tax planning that we distinguish ourselves.
• Life Insurance
• Need at death (Tax/Debt)
• Critical Illness Insurance
• Disability Insurance
• Business insurance (partners, shareholders)
• Immediate Financing Arrangement (IFA)
• Group Insurance
In collaboration with our partner Pratte & Imbeault inc. Chartered professional accountant firm.
• Annual tax return
• Financial Statements
• Bookkeeping / tax reporting
• Payroll Service
• Performance / cost price analysis
• Inheritance tax returns
